Hidden Perks of Medicare Advantage Plans: Gym Memberships, OTC Benefits & More
Medicare Advantage plans are widely known for covering hospital and medical expenses. However, many people don’t realize that these plans come with extra benefits that can significantly enhance their quality of life. If you’re looking to find the best Medicare Advantage plans for 2026, it’s important to explore the lesser-known perks that can help you save money and stay healthy.
From free gym memberships to over-the-counter (OTC) allowances, Medicare Advantage plans offer a range of benefits that go beyond traditional Medicare coverage. Let’s dive into these hidden perks and see how they can work for you.
1. Free or Discounted Gym Memberships
Staying active is essential for maintaining good health, especially as you age. Many Medicare Advantage plans provide access to fitness programs such as SilverSneakers, Silver&Fit, or Renew Active. These programs allow you to:
● Visit thousands of participating gyms and fitness centers nationwide
● Access virtual workout programs from home
● Join wellness classes tailored for seniors
A free gym membership can save you hundreds of dollars a year while helping you stay active and healthy.
2. Over-the-Counter (OTC) Benefits
Did you know that some Medicare Advantage plans offer allowances for over-the-counter products? Instead of paying out-of-pocket for everyday health essentials, you may receive a quarterly or monthly allowance to buy:
● Vitamins and supplements
● Pain relievers and cold medications
● First-aid supplies
● Dental care items like toothpaste and floss
OTC benefits can help lower your healthcare costs and make it easier to maintain your well-being.
3. Transportation Assistance
Getting to medical appointments can be a challenge for some seniors, especially if they don’t drive. Fortunately, many Medicare Advantage plans offer non-emergency medical transportation services, including:
● Free or discounted rides to doctor visits
● Shuttle services for pharmacies and medical facilities
● Rideshare options through partnerships with companies like Uber and Lyft
This perk ensures that you never miss an important medical appointment due to a lack of transportation.
4. Meal Delivery Services
After a hospital stay, cooking may be the last thing on your mind. Some Medicare Advantage plans provide home-delivered meals for a limited time after surgery or a major illness. This benefit helps with recovery by ensuring you get the proper nutrition without the hassle of meal preparation.
5. Vision, Dental, and Hearing Coverage
Original Medicare doesn’t cover routine vision, dental, or hearing services. However, many Medicare Advantage plans fill this gap by offering:
● Vision benefits: Eye exams, prescription glasses, and contact lenses
● Dental coverage: Cleanings, fillings, dentures, and even implants
● Hearing care: Hearing exams and discounts on hearing aids
These benefits can save you a significant amount of money on essential healthcare services.
6. Telehealth Services
With the rise of virtual healthcare, many Medicare Advantage plans now offer telehealth benefits, allowing you to:
● Have virtual consultations with doctors
● Get prescriptions refilled without leaving home
● Access mental health services remotely
Telehealth makes it easier and more convenient to get medical advice without visiting a clinic in person.
7. Wellness and Preventive Care Programs
Many plans include wellness perks such as:
● Free annual wellness visits
● Health coaching and weight management programs
● Smoking cessation support
These programs encourage a healthier lifestyle and help prevent chronic conditions.
Are These Perks Worth It?
Absolutely! These hidden benefits can help you save money, stay active, and maintain better health. When choosing a Medicare Advantage plan, it’s important to compare the extra benefits offered, as they can make a significant difference in your overall healthcare experience.
Medicare Advantage plans are not just about medical coverage; they provide a range of additional services that can improve your quality of life. If you’re eligible, take advantage of these benefits and maximize the value of your plan.